People get Life Insurance to help those they leave behind. Also, people purchase Life Insurance for Living Benefits which provides funds for a Critical Illness like heart attack, cancer or stroke. Having cancer is an expensive time in life in addition to medical expenses. Some parents purchase Life Insurance with $100,000 death benefit on an adult child that up to 90% may be advanced (Living Benefits) with a cancer diagnoses. Some cannot work with a Critical Illness and Life Insurance with Living Benefits may be just what the doctor ordered.
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